Membership Benefits

Benefits of the Plan

• Your employer's plan will provide you with a monthly payment for life when you become eligible and choose to retire.
  
  
• The ups and downs of the stock market don't affect your account. Whether the market does well or does poorly, your account gets a guaranteed rate of interest -- currently 7 percent.
  
  
• Money goes from your paycheck and into your TCDRS account before you pay taxes on it. That lowers your taxable income and could save you some money when you file your federal income taxes each April.