Classic IRS and Social Security scams

Each year, there’s a new spin on Social Security and IRS scams, but they tend to share some classic features.

By Kelly E. Lindner

Here are some oldies but baddies:

Threatening phone calls allegedly from Social Security or the IRS. If someone calls claiming to be from Social Security or the IRS, either don’t answer or hang up. These agencies are unlikely to call you without sending a letter first, and they won’t threaten you. Pro tip: It doesn’t matter if your Caller ID shows the call is coming from a legit agency. Caller information can be spoofed.

Letters claiming to be from the IRS, Social Security or an agency you’ve never heard of. If you receive a letter claiming to be from the IRS or Social Security, you need to confirm its legitimacy. Do not use websites or phone numbers listed on the letter to investigate. Instead, type the websites for those agencies (IRS.gov or SSA.gov) directly into your web browser to find their official phone numbers. If the letter you received is real, they’ll confirm it. If you receive anything about taxes from a company other than the IRS, be wary. The IRS handles your taxes.

Emails claiming to be from the IRS or Social Security demanding anything. If these agencies need to contact you about something important, they will send a letter instead. If you receive a suspicious phone call, letter or email claiming to be from Social Security, report it at OIG.SSA.gov/Report.

If you receive a suspect call or email claiming to be from the IRS or a related agency, report it to phishing@irs.gov.

Personal Finance