We’re Glad You’re Here

Find out what to expect as a new hire.


Starting Off Strong

Welcome to TCDRS! Here you’ll get information on the steps you’ll need to take at this stage, how the plan works and resources to answer any additional questions you may have.

Account Registration

Take Your

Retirement Online

By registering your account in our Member Portal, you’ll be able to:

  • See all your retirement details in one convenient place.
  • Take care of important actions, like naming a beneficiary.
  • Use our online estimator to see how your benefit could contribute to your income in retirement.

You’ll receive a welcome brochure and your account number after your employer enrolls you in TCDRS. You will need your account number to register for online account access.

Register Account

Plan Details

How TCDRS Works

  • A percentage of your paycheck (4-7%) is deposited into your TCDRS account.

  • Your savings grow at an annual, compounded rate of 7% interest.

  • Once  you retire, you’ll receive a benefit payment for life based on your account balance and employer matching.

Example of How Compound Interest Works

Year 1 $0 $2,000 $0 $2,000
Year 2 $2,000 $2,000 $140 $4,140
Year 3 $4,140 $2,000 $289 $6,429

Most plan details can be found in our Member Portal.

To view your account details, name a beneficiary and more, sign in or register for access to our online Member Portal.

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Member Services

We have multiple resources available to ensure you understand your new plan with TCDRS, including:

  • Our online Member Portal has all your account details in one convenient place. Sign In
  • Online counseling gives you the opportunity to have a face-to-face chat with a TCDRS representative if you need assistance. Learn More
  • A robust library of publications, brochures and more related to the various stages of retirement. Explore Resources

Member Services

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Serving in the Military

Performing your military duty shouldn’t force you to put off your retirement plans. In fact, you may be able to have your military service time counted toward your retirement eligibility if:

  • Your discharge was under honorable conditions.

  • You have not applied for military service time in another Texas public retirement system.

Learn More