Market Volatility and Your TCDRS Account

Your TCDRS account is designed for stability. It will continue to grow regardless of the ups-and-downs of the market.

Dear TCDRS members,

Given the recent volatility in the markets, you may be concerned about the security of your retirement savings.

We want to assure you that your TCDRS account is designed to grow regardless of the ups-and-downs of the market. Your account will continue to earn 7% annual compound interest. This amount is fixed by state law and does not fluctuate with market conditions.

At TCDRS, we expect markets to go up and down. We take a long-term view when it comes to managing our investments. Our investment horizon of 30-plus years helps us weather short-term storms in the market.

For over 55 years, TCDRS has provided reliable retirement benefits for hard-working Texans. With each paycheck, you, your employer and TCDRS work together to pre-fund your retirement so you don’t have to worry about whether your benefit will be there when you need it. 

Please reach out to us at 800-823-7782 or schedule an online counseling appointment if you have any questions about your account.


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